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£1,628/year including water & sewerage
Annual (Band D)
£1,628
Monthly
£136
Single person (25% off)
£1,221
Weekly
£31
| Factor | Value |
|---|---|
| Band D reference rate (Inverclyde) | £1,628/year |
| Band D ratio to Band D | 9/9 (100%) |
| Calculation | £1,628 × 100.0% = £1,628 |
| Scottish average Band D | £1,580/year |
| vs Scottish average | £48 above average |
Scottish average calculated from national average Band D of £1,580 × 9/9 (100%).
1991 valuation: £45,001–£58,000
The reference band — all other rates are calculated from Band D. Properties valued £45,001–£58,000 in 1991, representing the average 3-bedroom semi-detached or a well-located flat. Band D is the benchmark used for all council tax comparisons.
| Band | Property value (1991) | Annual | Monthly | With 25% discount |
|---|---|---|---|---|
| Band A | Up to £27,000 | £1,085 | £90 | £814 |
| Band B | £27,001–£35,000 | £1,266 | £106 | £950 |
| Band C | £35,001–£45,000 | £1,447 | £121 | £1,085 |
| Band D ◀ | £45,001–£58,000 | £1,628 | £136 | £1,221 |
| Band E | £58,001–£80,000 | £2,139 | £178 | £1,604 |
| Band F | £80,001–£106,000 | £2,646 | £221 | £1,985 |
| Band G | £106,001–£212,000 | £3,188 | £266 | £2,391 |
| Band H | Over £212,000 | £3,989 | £332 | £2,992 |
25% single person discount
Saves £407/year on your Band D bill (reducing it to £1,221/year). Apply directly to Inverclyde council. Anyone living alone automatically qualifies. Adults who are full-time students, carers, or severely mentally impaired are disregarded when counting.
Student exemption
Properties occupied entirely by full-time students are fully exempt from council tax. If your Band D property is all-student, the bill is £0. Mixed households (some students, some non-students) do not get the full exemption but students are disregarded for the single-person discount.
Council Tax Reduction (CTR)
A means-tested discount administered by Inverclyde council, available to working-age and pension-age households on low incomes. CTR can reduce your Band D bill by up to 100%. It is separate from the single person discount — you can receive both simultaneously. Apply via Inverclyde council's website.
Disabled person's band reduction
If someone in your household is severely disabled and needs extra space or a specific room (e.g. for a wheelchair), your property is assessed as one band lower. For Band D, this means paying Band C rates instead — saving £181/year.
Scotland note: Your Band D bill of £1,628 includes £420/year for Scottish Water charges — water and sewerage are bundled into council tax in Scotland, unlike England where they are separate bills.
Council tax Band D in Inverclyde is £1,628 per year for 2026/27, including water and sewerage charges from Scottish Water. This works out to £136 per month or £31 per week. If you live alone, the 25% single person discount reduces this to £1,221 per year.
Yes. Inverclyde's Band D rate of £1,628 is £48 above the Scottish average Band D rate of £1,580. The Scottish average is calculated using the national average Band D rate of £1,580 multiplied by the Band D ratio of 100.0%.
The reference band — all other rates are calculated from Band D. Properties valued £45,001–£58,000 in 1991, representing the average 3-bedroom semi-detached or a well-located flat. Band D is the benchmark used for all council tax comparisons. The 1991 property values are the figures used when council tax was introduced — they do not reflect current market prices. You can challenge your band if you believe it is incorrect by contacting the Scottish Assessors Association.
To challenge your council tax band in Inverclyde, contact the local Assessor's office — not the council itself. The Scottish Assessors Association handles all banding queries. You can make a formal proposal if you think your property is in the wrong band, particularly if similar properties nearby are in a lower band, or if you have evidence the 1991 valuation was wrong. Be aware that a successful challenge could also result in your band being increased.
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Rates shown are for 2026/27 and include Scottish Water charges of £420/year. Verify your exact bill with Inverclyde council directly. Property valuations are based on 1991 values as set when council tax was introduced.