About MoneySCOT

Why MoneySCOT exists

Scotland has 2.7 million income tax payers, a unique 6-band tax system, its own property tax (LBTT instead of Stamp Duty), and salary sacrifice rules that most UK calculators get wrong.

We built MoneySCOT because the major UK finance tools — Legal & General, ANNA Money, Which?, NerdWallet — either exclude Scotland entirely or poorly support its devolved tax system. Scottish taxpayers deserve calculators that actually work for them.

What we do

• 1.Accurate calculators— LBTT, Scottish income tax, salary sacrifice, and more. All built with Scotland's actual tax bands, not English approximations.
• 2.Always up to date— We update within 48 hours of every Scottish Budget and tax year change. All rates come from Revenue Scotland and HMRC.
• 3.Plain English guides— No jargon, no waffle. Honest, Scotland-specific explanations of how tax actually works here.

Privacy & trust

All calculations happen in your browser. We don't store your financial data, we don't require sign-up, and our tools are completely free. Some articles contain affiliate links — these are always disclosed and never affect our recommendations.

Important notice

MoneySCOT provides information and tools for educational purposes only. It is not financial, tax, or legal advice. Tax rates and thresholds can change — always verify current rates with Revenue Scotland, HMRC, or mygov.scot, and speak to a qualified financial adviser for advice specific to your circumstances.