South West

Cost of Living in Dumfries 2026

Cost index: 86 (Scotland avg = 100) · 46% cheaper than London

Cost Index

vs London

46% cheaper

Avg Salary

£29,800

2-bed Rent

£575/m

Housing costs

Item	Cost
1-bed rent (monthly)	£450
2-bed rent (monthly)	£575
3-bed rent (monthly)	£725
Average house priceFull breakdown →	£155,000
Council tax (Band D)	£1,538/yr

Monthly expenses

Category	Monthly cost
Groceries	£245
Transport	£58
Utilities (gas, electric, water)	£155
Broadband	£30
Childcare (full-time nursery)	£900
Gym membership	£22
Total	£1,410

Eating & drinking out

Pint of beer

£4.40

Coffee

£2.90

Meal for two

£36

Salary & take-home pay

Average salary

£29,800

See take-home on £30,000→

Median salary

£26,500

See take-home on £25,000→

Browse other cities

Aberdeen Ayr Cumbernauld Dumfries Dundee Dunfermline East Kilbride Edinburgh Falkirk Fort William Glasgow Hamilton Inverness Kilmarnock Kirkcaldy Livingston Paisley Perth St Andrews Stirling

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Data: Numbeo, ONS Annual Survey of Hours and Earnings, Zoopla, Scottish Government Private Rent Statistics, and local authority council tax schedules. Cost index: 100 = Scotland average. Figures are approximate and based on the most recent available data (April 2026). Childcare costs reflect full-time nursery averages.