Scottish Budget Planner
The only budget planner that accounts for Scottish income tax, council tax with water charges included, free prescriptions, Scottish Child Payment, and free bus travel for under-22s.
£7
One-time payment · Google Sheets
Get the planner — £7Built for Scottish households
Dashboard
Monthly overview: take-home pay, bills, spending, savings, and what's left over. Plus your Scottish benefits total.
Income
Scottish 6-band income tax calculation built in. Enter your salary, see your exact take-home pay. Partner income and benefits included.
Bills
15 fixed cost categories. Council tax line explicitly includes water and sewerage (separate in England). Notes remind you of the difference.
Spending
11 variable spending categories. Prescriptions marked as FREE in Scotland (£9.90 each in England).
Savings
Track ISA, LISA, pension, emergency fund. Shows your savings rate as a percentage of take-home.
Scottish Benefits
Scottish Child Payment (£26.70/week), free prescriptions saving, free bus travel, Best Start Grant, Winter Heating Payment — all calculated.
Not sure yet? Try our free Take-Home Pay Calculator first.