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Band D: £1,568(includes water & sewerage)
Band D (total)
£1,568
Council component
£1,148
Water & sewerage
£420
Year-on-year change
+9%
| Band | Property value (1991) | Ratio to D | Annual (inc. water) | Monthly | With 25% discount |
|---|---|---|---|---|---|
| Band A | Up to £27,000 | 66.7% | £1,045 | £87 | £784 |
| Band B | £27,001–£35,000 | 77.8% | £1,220 | £102 | £915 |
| Band C | £35,001–£45,000 | 88.9% | £1,394 | £116 | £1,046 |
| Band D | £45,001–£58,000 | 100.0% | £1,568 | £131 | £1,176 |
| Band E | £58,001–£80,000 | 131.4% | £2,060 | £172 | £1,545 |
| Band F | £80,001–£106,000 | 162.5% | £2,548 | £212 | £1,911 |
| Band G | £106,001–£212,000 | 195.8% | £3,071 | £256 | £2,303 |
| Band H | Over £212,000 | 245.0% | £3,842 | £320 | £2,882 |
25% single person discount applies if you're the only adult in the property. Students, carers, and severely mentally impaired people are disregarded for counting purposes.
Scotland-specific: Council tax in Scotland includes water and sewerage charges (£420/year at Band D). In England, water is a separate bill. This means Scottish council tax bills look higher, but they cover more.
25% single person discount
Saves £392/year at Band D. Apply to Scottish Borders council.
Student exemption
Properties occupied entirely by full-time students are exempt.
Council Tax Reduction
Income-based reduction for low-income households. Up to 100% reduction available.
Disabled person's relief
Band reduction scheme — your property is treated as one band lower.
Empty property
From April 2026, councils can charge unlimited premiums on long-term empty properties and second homes.
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Rates shown are for 2026/27 and include Scottish Water charges. Verify your exact bill with Scottish Borders council directly. Property valuations are based on 1991 values.